Daily Archives: June 5, 2016

As we age…

I am close to 60 now. I spend a lot of time in the hospital between medical issues and mental issues.

At this point I need to have my children ready to take over my finances while I am in the hospital.

I don’t have assets so I don’t have a lot of worries about a will. There literally won’t be anything left. Worried enough about having enough to be cremated only and without a service. Right now that program is $2500.

So plans include adding oldest daughter to my checking account as an equal. That way if something happens to my account or she locks the online account out she will be allowed to get it unlocked by them.

She also has a list of all my credit card bills and the info. If she locks herself out in most cases she is stuck and we will hope she can pay over phone without a fee or she will need their address for postal payment.

The last thing I have to worry about is my finances while in the hospital.

I checked into prepaid funerals/cremations and they are too high and life insurance is even higher. I don’t care what they do so a simple cremation with no service/party is fine with me.

We are thinking on having my daughter open a savings account that I could do my own prepaid funeral. Depending on date of death and how much I can scrape together they may not get stuck with the whole thing.

Luckily I trust my children.

I have one more parent’s funeral to go through and he prepaid the whole thing so that is one less problem. My sister is the executor. I was originally, but I freaked out every time they said the word death in their situation. They finally realized that I was not the one for that. I am better now. I guess if you don’t fear death enough to try and kill yourself things tend to change if you survive like I did.

Praise the Lord,




Welcome Dream Big Partner: Advocate for Mental Health!

I have partnered with Danny.

Dream Big, Dream Often

I am pleased to welcome the latest blogger to become a Dream Big Partner: Advocate for Mental Health!!


Here is an excerpt from the Advocate for Mental Health Home page:

Teresa (Tessa) Smeigh is over 55 and still going strong despite her disabilities affecting both physical and mental abilities. She has bipolar disorder (mental), Fibromyalgia (nerves), degenerative disc disease (spine), and arthritis (joints).

Despite that she is active in Mental Health Advocating, writing for http://www.IBPF.org (volunteer for non-profit) and has 5 blog posts already published by them. She is also working on 2 fiction books (mysteries). She keeps her blog filled with useful content, daily devotionals (She is a Christian), stories and poems. Plenty to keep you busy.

She has also been interviewed by blogs and had other posts published on many different blogs. She has 2 blogs so far http://www.tessacandoit.com and http://www.finallyawriter.com She is from Deptford, NJ. Her family…

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Do you need a prayer for someone, even yourself?

 I willingly take prayer requests for my prayer list. You can fill out the button up top or just write it in the comments below.

You will be added to my prayer list and I will pray for you or friends or family everyday.

Prayer is the answer to so many things. Take a chance. A prayer never hurt you.

Praise be the Lord,