Tag Archives: bankruptcy

Bankruptcy is not easy or cheap


Eventually this should pay off, but right now it is downright difficult. Everytime I turn around there is another fee, some of which might be waived. Then they want more paperwork. The letter claims we discussed it, but I don’t remember it. I don’t know if it is my anxiety stopping me from remembering or the lawyer doing his standing thing without really having said it, but just thought he did, plus I have been through this before back in 2004.

Confused? Join the club.

In order to pay these additional fees I have to cancel all my dr appointments for the next couple of months. And that is just the the normal fees. If one or more of the creditors want to sue me, I would have to retain him at his hourly rate to have him defend me. That is not cheap. He charges $350 for each billable hour.

Of course I am anxious and can’t get his assistant on the phone. I am surprised I slept at all last night.

Tessa – advocate for mental health and invisible illnesses, also devout Christian

Author – http://www.finallyawriter.wordpress.com (this blog contains my old work), new work is on this blog http://www.tessacandoit.com

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Financial Woes


People have heard me mention my finances. As time goes on the situation gets worse. I get a small check from the government (SSDI) and have more bills than income. I have been using my credit cards almost to the max now.

I called my bankruptcy lawyer this morning and I will start the process. I also have to make a very tight budget. Times will be tough. Food will be the hardest since with the Diabetes I can’t just eat junk because it is cheap.

I knew this was coming just kept hoping for a miracle.

Tessa