Tag Archives: SSDI

18 Things People Wish They Knew Before Applying for Disability Benefits

18 Things People Wish They Knew Before Applying for

Disability Benefits

I used Allsup.com and they are like lawyers only they are ex social security workers and know the ins and outs. They charge like lawyers and no fee if they don’t win you your benefits. They do everything for you and I was accepted first time and within 6 months. Luckily my fee was paid by my private disability insurance, they wanted me off their roles.

Tessa – advocate for mental health and invisible illnesses, also devout Christian

Author – http://www.finallyawriter.wordpress.com (this blog contains my old work), new work is on this blog http://www.tessacandoit.com


Fibromyalgia and Disability

Question: Can I Get Disability With Fibromyalgia or Chronic Fatigue Syndrome?

Yes, you can be approved for Social Security Disability Insurance (SSDI) benefits with fibromyalgia and/or chronic fatigue syndrome, as long as you meet the Social Security Administration’s criteria. The agency looks at whether an individual’s symptoms are severe enough to be disabling and reasonably prevent employment.

In order to qualify for SSDI, you must suffer from a permanent condition that prevents you from working. In other words, your disability must have lasted, or be expected to last, a minimum of twelve months and you must be unable to earn an income greater than $1,130 per month (prior to 2016, this standard allowable level of Substantial Gainful Activity was only $1,090 per month).

In addition, an individual must have earned sufficient work credits in order to qualify for SSDI. The normal requirement is a total of 40 credits, 20 of which must have been earned in the 10 years prior to the onset of disability. Usually, this means that a person must have a fairly consistent work history and have worked (and paid Social Security taxes) for a combined five of the ten years prior to becoming disabled.

However, being approved for SSDI benefits is not an easy process by any means, and most applications are rejected on the first attempt and some even on a second attempt. More people are approved during an appeals process that can take a considerable amount of time.

Or you can do as I did and have an agency do the work for you. I used Allsup and they did all the work and I got approved my first time and within 6 months time. They do charge a fee just like a lawyer would, but they are ex-workers from the Social Security Administration and know the ins and outs. No fee is charged if your case is denied.

Attorneys and Allsup will only receive 25% of the first payment or $6,000 depending on which one is lower. The payment will be sent directly from the Social Security Administration to the attorney and the balance will be sent to the claimant in the form of a check or direct deposit.

Allsup did not charge me a fee since the fee was paid by my private disability insurance. A lot of them will pay the fee just to get you off their records so they don’t have to pay.

If you don’t qualify for SSDI there is a benefit called SSI which is based on financial need. People who haven’t worked and acquired the necessary points for SSDI can apply for SSI although it is for people with low income and they include both partners in the income determination.

Teresa (Tessa) Dean Smeigh

-Advocate For Mental And Invisible Illnesses

-Author Of Articles, Stories And Poems